WHAT IS INSURANCE FRAUD?
The term "insurance fraud" is often used to refer to the fraud of the insured - a situation in which the client of the insurance company wants to extort money illegally. However, fraud can also be encountered by those who want to be insured or who have already been insured.
The sale of counterfeit cops
This is a particularly pressing issue for TVEFJMS (OSAGO) policies. For example, someone wants to buy a car and register it. Along the way, he encountered agents on the street and bought the police for a little less than the actual price. Officially, such a policy form is valid, but it is registered by insurance companies as invalid (lost). The client can move around with such a policy for years without knowing it is fake. Problems start when an insured event occurs. It is not possible to recover damages with such a policy.