WHY DO YOU NEED INSURANCE?
Insurance does not protect against accidents, especially natural disasters, bankruptcies, illnesses and other unpleasant things. But it helps to cover the losses.
* Scratches on car paint - an unpleasant situation. But it is not so bad if you have CASCO insurance, which will cover the cost of its elimination.
* Influenza during travel - sad. However, it is not a problem if you have travel insurance to cover your medical expenses.
* Neighbors flood your house - you are upset. Don't worry if the insurance company covers the cost of repairing the apartment.